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A great way to establish a credit score or control your debt
and poor credit history is with a prepaid mastercard or stored
value card. A prepaid mastercard is the best alternative to
a regular credit card. With a stored value card you can purchase
anything like a regular card without the high interest rates
With a prepaid Mastercard there are many benefits such, receiving
1% cash back from your own spending purchases, another good
perk is being able to reload your card directly from your
payroll or bank account when your card is empty. You don't
need a social security number to apply, no bank account is
necessary and no employment verification is required. You
can load your Prepaid Mastercard in a few different ways such
as USPS money order, bank wire transfer, directly from your
bank account.
There are 3 reloadable prepaid Mastercards that I am personally
aware of. Vaya, First Vineyard and Eufora all of which are
good prepaid cards. These stored value cards will help you
build or re-build your credit, while offering you the same
MasterCard benefits. All 3 stored value cards have something
to offer consumers, compare each card below and see what would
make the best fit in your life.
Get the Vaya Prepaid MasterCard it's the smarter way to manage
their money. The Vaya MasterCard Card is a prepaid MasterCard
that you fund through transfers from your bank account or
directly from your paycheck. No credit check is required.
No bank account is needed. After you sign up, you decide how
much money to load onto your MasterCard. You take control
over your money and avoid debt. Because you can only spend
or withdraw the money that you load on the card.
- - 0% APR
- $0 annual fee
- - Guaranteed approval
- t required
- No interest charges or late fees
- Prepaid, with easy loading options
- Protected by MasterCard’s zero liability policy
- Use your Vaya Card anywhere MasterCard is accepted
- Use it to pay bills and make purchases, online and over
the phone.
The First Vineyard card is a new type of card – commonly
called a “prepaid” or “stored value”
MasterCard. FirstVineyard provides consumers with the most
powerful alternative to conventional credit cards or bank
accounts on the market today. It provides individuals with
the freedom, convenience, and power of MasterCard regardless
of banking history or credit score.
- - 0% APR
- $0 annual fee
- - Receive cash back from your
own spending
- Receive cash compensation from the spending of anyone
in your compensation tree
- Live debt free and receive compensation for your everyday
spending
- Reload your card directly from your payroll or bank account
- Online Bill Payment service included – Pay your
bills directly with our powerful bill payment service
- Card accepted at 30 Million merchants & one million
ATM machines
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The Eufora pre-paid MasterCard Card is issued by BANKFIRST,
one of the nation's leading pre-paid card issuers. For Eufora
card applicants who are establishing or re-establishing credit,
or who fail to qualify for a credit card, a Eufora pre-paid
card will be issued and may require additional fees. The Eufora
Credit Builder program will help build or re-build your credit,
while offering you the same MasterCard Benefits as the EuforaTM
credit card. With Credit Builder, you are no longer limited
to high fee and high interest, "bad credit", credit
cards! The Eufora pre-paid MasterCard Card with Credit Builder
is the ONLY pre-paid card that helps you build or re-build
your credit and it's the ONLY pre-paid card that offers the
Eufora Income Opportunity and Monthly New Car Sweepstakes.
- - For only $29.95 per year, you will receive* the
EuforaTM Associate Membership
- APR rate of 0.00% Pre-Paid Card!
- - No balance transfer fee
- Eufora Income Opportunity
- Up to $200,000 travel accident insurance
- Auto rental insurance
- Identity theft insurance
- Purchase assurance
- Zero liability
- Accepted globally
- Online access
- Credit bureau reporting with credit builder
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